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The state of African remittances in 2026

A look at the corridors, costs, and trends shaping how the diaspora sends money home this year.

RRRackan Research · Market Intelligence7 min read
The state of African remittances in 2026

A resilient flow of capital

Remittance flows into Sub-Saharan Africa continue to be one of the most resilient sources of external financing for the region.

Cost remains the barrier

Cost remains the primary barrier — the global average cost of sending remittances is still well above the UN Sustainable Development Goal target.

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Where corridors are cheapest

Digital-first corridors with direct bank partnerships tend to undercut cash-payout networks by a wide margin.

Where they're still expensive

Thin-liquidity corridors and cash pickup in rural areas remain the most expensive combination.

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